Ideal Finance Limited has said traders, businessmen, businesswomen, and individuals who over the years have had problems clearing their goods at the ports and harbours can now have some respite doing so by using the Ideal Import Loan facility.
Head of Credit at Ideal Finance Limited Anthony Mensah said the product was carefully designed to meet the needs of persons, businesses, and companies engaged in international trade as well as those who buy from the foreign market but lack the necessary funds to clear the goods.
“We are committed to providing support to existing and prospective customers who are unable to clear their goods due to financial constraints in order to avoid demurrage,” Mr Mensah said in a statement issued by the PR Directorate of Ideal Groupe, adding: “All we need is the assessment of the goods of the customer to enhance risk assessment.
“Three days from when the products or materials are assessed, customers get the funds to clear their goods.”
He emphasised that even when demurrage had already been charged on the goods at the port, the Ideal Finance Import Loan facility could help customers clear them so far as those goods are marketable. He noted that the interest rate on the Ideal Import Loan facility is the best on the market.
How Ideal Finance Import Loan works
Customers are required to provide a bill of lading as proof of ownership of the goods to be cleared so as to speed up the release of funds.
Customers’ stocks or products are used as collateral to facilitate the loan process. Prospective clients, therefore, are not burdened with the need to secure collateral for the transaction.
Ideal Finance Limited is Groupe Ideal’s flagship brand established in 2010. It is licensed and regulated by the Bank of Ghana. It specialises in providing tailored financing solutions to businesses with emphasis on SMEs, organisations, and individuals. Ideal Groupe’s operational strategy focuses on delivering creative, value-adding financial solutions to its clients’ businesses with convenience, speed, and responsiveness.
